Social Security payments on December 3, 2025 go to retirees, survivors, and disability beneficiaries who receive benefits based on birthdates ending in1st through 10th, as it’s the second Wednesday of the month. Pre-1997 filers and SSI+Social Security recipients also receive on this date, per SSA rules shifting from the 1st to the nearest business day.
Full December 2025 Schedule
| Date | Beneficiaries |
|---|---|
| Dec 1 | SSI-only |
| Dec 3 | Birthdates 1st-10th; pre-1997 filers; SSI+SS |
| Dec 10 | Birthdates 11th-20th |
| Dec 17 | Birthdates 21st-31st |
| Dec 31 | Early January SSI |
Direct deposit hits by midnight local time; paper checks take 3+ days.
Key Beneficiary Details
2026 COLA: 2.8% increase starts January payments (average $1,976 retiree).
Double Payments: SSI gets Dec 1 + Dec 31 (early Jan); SSI+SS may see 3.
Verify Yours: mySocialSecurity account or 1-800-772-1213.
SOURCE
FAQs
Q1: Why Dec 3 for birthdates 1-10?
Second Wednesday per SSA schedule.
Q2: SSI on Dec 3?
SSI-only: no. SSI+SS: yes (SS portion).
Q3: Late payment?
Allow 3 days for checks; contact SSA
